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Visit an ATM

An automated teller machine is a convenient way to deposit cash into your bank account and avoid lines. Make sure you have your cash and your checks signed. Insert your ATM or debit card into the machine and enter your PIN. Select “Make a Deposit” from the menu. Select “cash deposit,” “checks” or both, depending on the prompt. Enter the amount to be deposited.

If your deposit amount is correct, select "yes" and wait for the transaction to be completed. If you have cash or endorsed checks, place them into the correct slot and wait for the ATM to process the deposit.

Deposit Money in Person

If you have a bank branch near you, you can visit the location and deposit cash into your account. You can use one of the deposit slips you received when you opened your account or use a counter deposit slip. If you use a counter deposit slip, you’ll need your bank account number.

Write the amount of money you want to deposit separately on a deposit slip, including cash and check amounts. For example, if you are depositing $100 in cash and two checks for $20 and $40, you will enter $100 under the cash heading, and $20 and $40 under the listing check heading.

The amount of cash you are depositing must be listed next – in this case, $160 – followed by the amount of cash you wish to receive. If you are depositing checks and would like to receive a refund, write the amount you wish to receive. For example, you can deposit $20 and $40 under the “checks” heading. If you would like to receive a refund, write $15 on the cash-back line. If you wish to receive a refund, you must sign the deposit slip.

If you do not have an ATM card and want to make a deposit after business hours, or when an ATM at a location is not working, you may be able to make a drop-box deposit using a deposit slip and an envelope.

A mail-in deposit can also be made, following the instructions on your bank's website. It can take up to 10 days for your money to reach your account, depending on how fast the mail is delivered and how fast your bank processes your deposit.

Use Online Banking Options

In most banks, you can download and link a mobile banking app that allows you to transfer money from one account to another or deposit checks. To deposit a check, select the option from the app menu, then take a picture of both the front and back of the check. You'll then be guided through the rest of the process.

You can also open an online account with your bank to deposit money, transfer money between accounts, and perform other transactions on your computer. Visit your bank's website and follow the instructions to open an account.

A credit card or a personal finance app such as Zelle, PayPal, CashApp or Google Pay can be used to add money to your account with digital banking. If you would like to add money to one account (such as your checking account), you can transfer money from another (your savings account). You can also allow others to transfer money from their accounts into yours. You will need to coordinate with the other person and give them instructions on how to do this.

Use a Credit Card

Besides transferring balances from other credit cards, credit card companies also allow you to transfer balances into savings or checking accounts. Instead of transferring $2,000 from another credit card, you can transfer $2,000 into your checking or savings account if you have a credit card with $2,000 available credit.

Using a balance transfer, you’ll have to pay a fee of 3 percent to 5 percent and you won’t be charged interest for a specific period of time (often six to 18 months). Alternatively, you may not have to pay a fee, but you will pay interest on the amount transferred. Cash advances can carry very high interest rates.

If you can, call your credit card company to see if you have this option. You might also be able to do this online. You'll need your routing number and account number.