Home Loans: Apply for a home loan online
Everyone dreams of having their own home. Buying a home is also one of life's best investments, and features like attractive interest rates, easy EMI, and fast home loan processing are encouraging people to buy homes more than ever.
However, buying a house requires a lot of information and planning, such as B. Choosing a preferred location and the best financial institution so that you can get a mortgage with the best interest rate and tailor it to your needs. Thus, you can also get a home loan. Shubham is one of the best home loan companies offering affordable home loans and loans against property. It also offers other benefits such as fast loan approval, easy processing, flexible terms, attractive interest rates, easy EMI with minimal paperwork, and online services.
Housing Loan Features
We offer loans for the purchase of a house from developers or building authorities, as well as for the resale of real estate -
- Loan amount from Rs 1 lakh
- attractive interest rate
- long-term
- 30 years for salaried sector clients (government/PSU/private)
- 25 years for other paying customers
- 20 years for self-employed customers
We can be a good partner in finding the property you want, including:
- Home loans to buy real estate from different authorities
- Home loan for construction on the allocated plot
- Get all the information at home
- Our home loan facilities in 13 states
- Integrated branch network that offers loans at the nearest branch.
Home Loan Benefits -
- Home loans can be applied online
- attractive interest rate
- Home loans to buy real estate from different authorities
- Information at your doorstep from our employees
- Documents required for a home loan
- registration form
- Together with 2 passport photos completed by the applicant
- proof of identity
- SIM, Voter ID, Pan Card, Aadhar Card, Passport
- Proof of age (proof of age)
- SIM, Voter ID, Pan Card, Aadhar Card, Passport, Class 10 Stamp, Birth Certificate
- Proof of residence
- SIM, Voter ID, Pan Card, Aadhar Card, Passport, Bank ID, Utility Bill
- Income and Expenditure Account
- Bank savings book, IT certificate for the last 3 years, salary slip for the last 2 months, a certificate from employer, form 16
- ownership document
- Original documents for the property for which the loan was taken
How much can you borrow?
Before starting the home loan process, estimate how much you will earn and how much the bank can lend you on that basis with a loan against property interest rate. Your ability to get a home loan depends on your ability to pay it back. It depends on your monthly income, family expenses, assets, liabilities, and income stability.
The bank first checks whether you can pay off the home loan on time or not. The more cash you have each month, the more your home loan amount will increase. Usually, the bank or loan company will check if you can provide 50 percent of your monthly income as a home loan payment.
